.hero { position: relative; display: grid; grid-template-columns: minmax(0, 1.35fr) 380px; gap: 28px; overflow: hidden; padding: 46px 48px; border: 1px solid var(--line); border-radius: 28px; background: #fff; box-shadow: var(--shadow); }
.hero::after { position: absolute; right: 300px; bottom: -140px; width: 300px; height: 300px; border-radius: 50%; background: rgba(215, 34, 37, 0.035); content: ""; }
.hero-copy { position: relative; z-index: 1; padding: 9px 0; }
.hero-copy h1 {margin-bottom: 19px;}
.hero-copy h1 em {color: var(--red); font-style: normal;}
.eyebrow { display: block; margin-bottom: 14px; color: var(--red); font-size: 11px; font-weight: 900; letter-spacing: 0.1em; text-transform: uppercase; }
.eyebrow-light { color: rgba(255, 255, 255, 0.7); }
.hero-lead { max-width: 690px; margin-bottom: 28px; color: var(--text); font-size: 17px; line-height: 1.62; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 29px; }
.hero-facts { display: flex; flex-wrap: wrap; gap: 14px; margin: 0; padding: 0; list-style: none; }
.hero-facts li { display: flex; min-height: 50px; align-items: center; gap: 9px; padding: 13px 16px; border: 1px solid var(--line); border-radius: 14px; background: #f7f8f9; color: #3e4651; font-size: 14px; font-weight: 800; line-height: 1.2; }
.hero-facts .check { display: inline-grid; width: 19px; height: 19px; flex: 0 0 19px; place-items: center; border-radius: 50%; background: rgba(215, 34, 37, 0.1); color: var(--red); }
.hero-facts .check { width: 22px; height: 22px; flex-basis: 22px; }
.hero-offer { position: relative; z-index: 1; display: flex; min-height: 390px; align-self: center; flex-direction: column; padding: 27px 29px 29px; border-radius: 22px; background: linear-gradient(145deg, var(--graphite), #31415c); color: #fff; box-shadow: 0 19px 40px rgba(35, 46, 65, 0.22); }
.offer-top { display: flex; align-items: center; justify-content: space-between; gap: 18px; margin-bottom: 8px; }
.offer-label { padding: 7px 11px; border: 1px solid rgba(255, 255, 255, 0.16); border-radius: 999px; background: rgba(255, 255, 255, 0.08); color: #fff; font-size: 10px; font-weight: 900; letter-spacing: 0.09em; text-transform: uppercase; }
.offer-icon { display: grid; width: 48px; height: 48px; place-items: center; border-radius: 14px; background: var(--red); color: #fff; box-shadow: 0 8px 18px rgba(12, 20, 34, 0.22); }
.offer-main { flex: 1; }
.offer-title { margin: 4px 0 2px; color: #fff; font-size: 86px; font-weight: 900; line-height: 0.95; letter-spacing: -0.08em; }
.hero-offer h2 { max-width: 290px; margin-bottom: 13px; color: #fff; font-size: 24px; line-height: 1.12; }
.hero-offer p { margin: 0; padding-top: 15px; border-top: 1px solid rgba(255, 255, 255, 0.13); color: rgba(255, 255, 255, 0.72); font-size: 13px; line-height: 1.55; }
.offer-consult-button { width: 100%; justify-content: space-between; gap: 14px; margin-top: 22px; padding: 9px 10px 9px 18px; border-color: #fff; background: #fff; color: var(--graphite); box-shadow: 0 10px 22px rgba(14, 20, 31, 0.2); }
.offer-consult-button i { display: grid; width: 30px; height: 30px; flex: 0 0 30px; place-items: center; border-radius: 50%; background: rgba(215, 34, 37, 0.1); color: var(--red); font-style: normal; }
.offer-consult-button:hover { border-color: #f6f7f8; background: #f6f7f8; color: var(--red); }

.trust-bar { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; margin: 0; border: 1px solid var(--line); border-radius: 18px; background: #fff; box-shadow: 0 8px 22px rgba(35, 46, 65, 0.05); }
.trust-bar div { display: flex; min-height: 88px; flex-direction: column; justify-content: center; padding: 21px 28px; }
.trust-bar div + div { border-left: 1px solid var(--line); }
.trust-bar strong, .trust-bar span { display: block; }
.trust-bar strong { margin-bottom: 5px; font-size: 17px; line-height: 1.25; }
.trust-bar span { color: var(--text); font-size: 13px; line-height: 1.4; }

.includes .head {align-items: flex-start!important; flex-direction: column;}
.feature-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.feature-grid article { position: relative; min-height: 225px; padding: 24px; border: 1px solid var(--line); border-radius: 20px; background: #fff; box-shadow: 0 8px 22px rgba(35, 46, 65, 0.05); }
.feature-grid .number { display: inline-flex; margin-bottom: 31px; color: var(--red); font-size: 12px; font-weight: 900; letter-spacing: 0.06em; }
.feature-grid h3 { margin-bottom: 10px; }
.feature-grid p { margin: 0; color: var(--text); font-size: 13px; line-height: 1.55; }

.address-panel { display: grid; grid-template-columns: 74px minmax(0, 1fr); gap: 26px; align-items: center; padding: 34px 38px; border-radius: 24px; background: linear-gradient(145deg, var(--graphite), #31415c); color: #fff; box-shadow: 0 18px 42px rgba(35, 46, 65, 0.16); }
.address-icon { display: grid; width: 70px; height: 70px; place-items: center; border: 1px solid rgba(255, 255, 255, 0.16); border-radius: 20px; background: rgba(255, 255, 255, 0.08); color: #fff; }
.address-panel h2 { margin-bottom: 9px; color: #fff; }
.address-panel p { max-width: 900px; margin: 0; color: rgba(255, 255, 255, 0.72); font-size: 14px; line-height: 1.6; }

.submission-section .head {align-items: flex-start!important; flex-direction: column;}
.submission-panel { display: grid; grid-template-columns: 1fr 54px 1fr; align-items: stretch; overflow: hidden; border: 1px solid var(--line); border-radius: 22px; background: #fff; box-shadow: 0 8px 22px rgba(35, 46, 65, 0.05); }
.submission-method { display: grid; grid-template-columns: 42px minmax(0, 1fr); gap: 18px; padding: 32px; }
.method-number { display: grid; width: 40px; height: 40px; place-items: center; border-radius: 12px; background: #f1f3f5; color: var(--red); font-size: 11px; font-weight: 900; letter-spacing: 0.05em; }
.submission-method h3 { margin-bottom: 10px; }
.submission-method p { margin-bottom: 20px; color: var(--text); font-size: 14px; line-height: 1.6; }
.method-details { display: flex; flex-wrap: wrap; gap: 8px; }
.method-details span { display: inline-flex; gap: 6px; padding: 8px 10px; border-radius: 9px; background: #f5f6f7; color: #56606d; font-size: 12px; line-height: 1.35; }
.method-details b { color: var(--ink); }
.method-divider { position: relative; display: grid; place-items: center; }
.method-divider::before { position: absolute; inset-block: 24px; left: 50%; width: 1px; background: var(--line); content: ""; }
.method-divider span { position: relative; z-index: 1; display: grid; width: 40px; height: 40px; place-items: center; border: 1px solid var(--line); border-radius: 50%; background: var(--page); color: var(--muted); font-size: 10px; font-weight: 900; text-transform: uppercase; }
.submission-note { margin: 12px 0 0; color: var(--muted); font-size: 12px; }

.steps-panel {padding: 42px; border-radius: 28px; background: linear-gradient(145deg, var(--graphite), #2f3d54); box-shadow: 0 18px 42px rgba(35, 46, 65, 0.16); }
.steps-panel .head {align-items: flex-start!important; flex-direction: column;}
.section-heading-light h2 { color: #fff; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.steps article { padding: 20px; border: 1px solid rgba(255, 255, 255, 0.12); border-radius: 18px; background: rgba(255, 255, 255, 0.07); }
.steps article > span { display: grid; width: 32px; height: 32px; margin-bottom: 20px; place-items: center; border-radius: 50%; background: var(--red); color: #fff; font-size: 12px; font-weight: 900; }
.steps h3 { margin-bottom: 8px; color: #fff; }
.steps p { margin: 0; color: rgba(255, 255, 255, 0.7); font-size: 12.5px; line-height: 1.52; }

.decision-block { display: grid; grid-template-columns: 410px minmax(0, 1fr); gap: 34px; align-items: start; }
.decision-block .head {align-items: flex-start!important; flex-direction: column;}
.decision-copy { padding-top: 13px; }
.decision-cards { display: grid; gap: 16px; }
.decision-cards article { display: grid; grid-template-columns: 54px 1fr; gap: 18px; padding: 26px; border: 1px solid var(--line); border-radius: 20px; background: #fff; box-shadow: 0 8px 22px rgba(35, 46, 65, 0.05); }
.decision-icon { display: grid; width: 52px; height: 52px; place-items: center; border-radius: 15px; background: rgba(215, 34, 37, 0.09); color: var(--red); }
.decision-cards h3 { margin-bottom: 7px; }
.decision-cards p { margin: 0; color: var(--text); font-size: 13.5px; line-height: 1.58; }

.faq { display: grid; grid-template-columns: 380px minmax(0, 1fr); gap: 42px; align-items: start; }
.faq .head {align-items: flex-start!important; flex-direction: column;}
.faq-heading { position: sticky; top: 145px; }
.faq .faq-list {margin: 0; grid-template-columns: 1fr}
.faq .source-note {grid-column: 2 / 2; margin: 2px 0 0; padding: 0; color: var(--muted); font-size: 10.5px; line-height: 1.5;}

.related-services { position: relative; overflow: hidden; padding: 38px; border: 1px solid #e2e6ea; border-radius: 28px; background: linear-gradient(135deg, #eef1f4 0%, #f8f9fa 58%, #fff 100%); box-shadow: 0 14px 36px rgba(35, 46, 65, 0.07); }
.related-services::after { position: absolute; right: -95px; bottom: -145px; width: 280px; height: 280px; border-radius: 50%; background: rgba(215, 34, 37, 0.055); content: ""; pointer-events: none; }
.related-heading { position: relative; z-index: 1; display: flex; align-items: end; justify-content: space-between; gap: 32px; margin-bottom: 25px; }
.related-heading h2 { max-width: 760px; margin-bottom: 0; }
.related-heading p { max-width: 390px; margin: 0; color: var(--text); font-size: 13.5px; line-height: 1.55; text-align: right; }
.related-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.15fr 1fr 1fr; grid-template-rows: repeat(2, minmax(142px, auto)); gap: 14px; }
.related-card { position: relative; display: flex; min-width: 0; flex-direction: column; justify-content: flex-end; padding: 22px 54px 22px 22px; border: 1px solid #dfe4e8; border-radius: 18px; background: #fff; color: var(--ink); box-shadow: 0 9px 22px rgba(35, 46, 65, 0.055); transition: transform 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease; }
.related-card:hover { border-color: rgba(215, 34, 37, 0.28); box-shadow: 0 15px 30px rgba(35, 46, 65, 0.1); transform: translateY(-3px); }
.related-card h3 { margin: 0 0 7px; line-height: 1.2; }
.related-card p { margin: 0; color: var(--text); font-size: 12.5px; line-height: 1.45; }
.related-arrow { position: absolute; top: 18px; right: 18px; display: grid; width: 32px; height: 32px; place-items: center; border-radius: 50%; background: rgba(215, 34, 37, 0.09); color: var(--red); transition: transform 0.2s ease; }
.related-card:hover .related-arrow { transform: translateX(3px); }
.related-card-featured { grid-row: 1 / 3; justify-content: space-between; padding: 26px; border-color: transparent; background: linear-gradient(145deg, var(--graphite), #31415c); color: #fff; box-shadow: 0 18px 36px rgba(35, 46, 65, 0.18); }
.related-card-featured:before { position: absolute; left: 0; top: 27px; width: 4px; height: 54px; border-radius: 0 4px 4px 0; background: var(--red); content: ""; }
.related-card-featured .related-arrow { background: var(--red); color: #fff; }
.related-card-featured h3 { max-width: 300px; color: var(--white); margin: 42px 0 10px; font-size: 24px; line-height: 1.1; }
.related-card-featured p { max-width: 310px; color: rgba(255, 255, 255, 0.7); font-size: 13.5px; }
.related-card-featured strong { font-size: 11px; letter-spacing: 0.06em; text-transform: uppercase; }

@media (max-width: 980px) {
	
	.hero {
        grid-template-columns: 1fr;
        padding: 30px;
    }
	.feature-grid {
		grid-template-columns: repeat(2, 1fr);
	}
	.steps {
		grid-template-columns: repeat(2, 1fr);
	}
	.decision-block {
		grid-template-columns: 1fr;
	}
	.submission-panel {
		grid-template-columns: 1fr;
	}
	.method-divider::before {
        inset: 50% 24px auto;
        width: auto;
        height: 1px;
    }
	.faq {
		grid-template-columns: 1fr;
	}
	.faq .source-note {
		grid-column: 1;
	}
	.related-heading {
		flex-direction: column;
		align-items: flex-start;
	}
	.related-heading p {
		max-width: 100%;
		text-align: left;
	}
	.related-grid {
		grid-template-columns: 1fr 1fr;
	}
}
@media(max-width:640px) {
	.hero-facts {
		flex-direction: column
	}
	.hero-actions .btn {
		width: 100%;
	}
	.trust-bar {
		grid-template-columns: 1fr;
	}
	.feature-grid {
		grid-template-columns: 1fr;
	}
	.feature-grid article {
		min-height: unset;
	}
	.steps {
		grid-template-columns: 1fr;
	}
	
	.related-grid {
		grid-template-columns: 1fr;
	}
	.related-card-featured {
		grid-row: 1;
	}
}